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» A woman called from "PMS" (??), or something like that, claiming she had received "an order in their office" that very day and that I needed to call them back with "case number", which she provided. In the 2nd last phrase of the voicemail, she made said something about a "right to dispute", something about "outside the legal system", and then closed wishing me "good luck"! About five years ago, I received an anonymous call just like this in reference to a credit card account. Thinking it was legit, I called, identified myself, and verified my e-mail. They told me they would send me a debt validation via e-mail, but I needed to check my Spam(!) to be sure I received it. They then sent me an e-mail with a PDF attachment, which I found in my Spam folder. The PDF self-claims it s proof of a debt I supposedly owed, and they wanted me to pay them to close the debt. Below are my investigation steps and the results: 1. The company s phone number belonged to a business that no longer exists. A reverse phone number lookup revealed nothing of interest. 2. The e-mail s originating domain didn t exist, but it appeared to have been sent through an e-mail proxy so that it would look legitimate and Gmail would process the e-mail. When I responded to the e-mail via a separate system, it couldn t be delivered. 3. An examination of the PDF s properties showed it didn t contain any information at all(!): no company name, address, phone number; even the author s name or userid was missing. 4. The contents of the letter doesn t include a company name, phone number, fax number, e-mail address, not even a return address. In short, this is a scam trying to steal money from you that you don t legally owe. The company provides absolutely no proof of their existence other than a telephone phone number and a "case number." Once you identify yourself, they "have" you. They will threaten to report you to the credit bureaus for not paying their debt, they will call many, many times, write e-mails, and do what they can to apply pressure to get you to pay a debt you don t legally owe. «